Amvoy Wealth US Privacy Policy
Amvoy Wealth is committed to respecting and protecting your privacy. We wish to be transparent on how we process your data. It is the intention of this privacy statement to explain to you the information practices of Amvoy Wealth in relation to the information we collect about you. Please read this Statement carefully as this sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.
Amvoy Wealth is a Personal Financial Planning firm. Our principal business is to collaborate with our clients to create a Financial Plan to help secure your financial future.
In order to provide our service, we need to use your personal information. This Privacy Notice sets out the bases on which we gather, use, process and disclose any Personal Data we collect about you. Any questions or concerns you have about your data should be addressed to us directly.
This Privacy Notice applies to you, whether you are a current, past, or prospective client. It also applies to third parties whose data you provide to us in connection with our relationship with you eg. the names of relatives. Please ensure that you provide a copy of this Privacy Notice to any third parties whose personal data you provide to us.
Terms of Use
These Terms and Conditions of Use (the “Terms of Use”) apply to the Amvoy Wealth website located at www.amvoywealth.com. The Site is the property of Amvoy Financial Limited & Skearney Financial Limited and its licensors.
By using the site, you agree to these Terms of use… If you do not agree to these Terms, please do not use the site.
Amvoy Wealth reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, Amvoy Wealth grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.
Customer Privacy Policy Notice
Federal law gives clients the right to limit some but not all sharing of personal information. In situations where a financial institution does disclose customer information to non-affiliated third parties, other than permitted or required by law, clients must be given the opportunity to opt out or prevent such disclosure.
Amvoy Wealth does not share or disclose customer information to non-affiliated third parties except as permitted or required by law.
Commitment to Your Private Information
Amvoy Wealth is committed to safeguarding the confidential information of its clients. Amvoy Wealth holds all personal information provided by clients in the strictest confidence and it is the objective of the firm to protect the privacy of all clients. Except as permitted or required by law, Amvoy Wealth does not share confidential information about clients with non-affiliated parties. In the event that there were to be a change in this policy, the firm will provide clients with written notice and clients will be provided an opportunity to direct Amvoy Wealth as to whether such disclosure is permissible.
Why We Collect and How We Use Information
To conduct regular business, Amvoy Wealth, collects personal information from sources such as:
- Information reported by the client on applications or other forms the client provides to us.
- Information about the client’s transactions implemented by the firm or others.
- Information developed as part of financial plans, analyses or investment advisory services.
To administer, manage, service, and provide related services for client accounts, it is necessary for Amvoy Wealth to provide access to customer information within the firm and to non-affiliated companies, with whom the firm has entered into agreements with. To provide the utmost service, we disclose the information below regarding clients and former clients, as necessary, to companies to perform certain services on our behalf.
- Information Amvoy Wealth receives from the client on applications (name, social security number, address, assets, etc.)
- Information about the client’s transactions with the firm or others (account information, payment history, parties to transactions, etc.)
- Information concerning investment advisory account transactions.
- Information about a client’s financial products and services transaction with Amvoy Wealth
Sharing Information with Other Companies Permitted Under Law
Since Amvoy Wealth shares non-public information solely to service client accounts, the firm does not disclose any non-public personal information about the firm’s clients or former clients to anyone, except as permitted by law. However, the firm may also provide customer information outside of the firm as required by law, such as to government entities, consumer reporting agencies or other third parties in response to subpoenas. Additionally, Amvoy Wealth does not jointly market with affiliated or non-affiliated companies.
If Amvoy Wealth has a change to its customer privacy policy that would allow it to disclose non-public information not covered under applicable law, we will allow clients the opportunity to opt out of such disclosure.
Entities with whom Amoy Wealth may share non-public information includes affiliated companies, such as our tax, legal, and insurance affiliates and non-affiliated companies, e.g., custodian. Information is shared so that your account can be opened at the custodian and to enhance our service offering to you by consulting with our tax, legal, and insurance affiliates, as necessary, to provide you with accurate and timely advice on your financial situation. We may also share your non-public information with parties acting at your request and on your account.
How We Protect Your Information
Amvoy Wealth and its affiliates maintain a comprehensive information security program designed to ensure the security and confidentiality of customer information, protect against threats or hazards to the security of such information and prevent unauthorized access. This program includes:
- Procedures and specifications for administrative, technical, and physical safeguards.
- Security procedures related to the processing, storage, retention, and disposal of confidential information.
- Programs to detect, prevent and, when necessary, respond to attacks, intrusions, or unauthorized access to confidential information.
- Restricting access of customer information to employees who need to know that information to provide products and services to you and appointing specific employees to oversee our information security program.
Children
Our web site is not directed to children under the age of 18 years. By using our website, you represent and warrant that you are at least 18 years old.
We respect the privacy of children and do not knowingly collect or retain personally identifiable information or non-public information from children under the age of 18 through our web site. However, we may process non-public information, on a child’s behalf, with permission from the parent or guardian.
To the extent we have unintentionally collected any non-public information on our website from a person under the age of 18 years old, you may request and obtain removal of this non-public information. To make such a request, please send an email with a detailed description of the specific content or information to the e-mail address below.
Please be aware that such a request does not ensure complete or comprehensive removal of the content or information you have posted and that there may be circumstances in which the law does not require or allow removal even if requested.
Former Customers
Even if we cease to provide you with financial products or services, our Privacy Policy will continue to apply to you, and we will continue to treat your non-public information with strict confidentiality.
Residents of the European Union (EU)
Residents of Ireland can find Amvoy Wealth’s Irish Privacy Policy Notice by clicking on the Irish Privacy Policy on our website.
Individual State Data Privacy Laws
Some states have passed their own laws regarding data privacy, which have certain rights around Amvoy Wealth’s collection, use, and sharing of their personal information. If you wish to submit an information request, please contact Amvoy Wealth and complete a request.
Changes to this Policy
Amvoy Wealth will provide each client with initial notice of the current Privacy Policy when the client relationship is established. Additionally, Amvoy Wealth may occasionally amend this Privacy Policy at any time. If we decide to use personal information in a manner that is materially different from that stated at the time it was collected, we will notify you of such changes prior to implementing them by posting a revised Privacy Policy with a new “Last Updated” date. Amvoy Wealth shall also provide each client with the current Privacy Policies at least annually.
We encourage you to check our website frequently to see when this Privacy Policy was last revised and to be informed of how we are committed to protecting your information.
Any Questions
If there are any questions regarding this U.S. Privacy Policy Notice, please use the contact Us by phone or email us on info@amvoywealth.com